Innovation and medical technology go hand in hand. To help ensure this approach, our Life of the Clinical Trial insurance product is now available, uniquely providing coverage for the full duration of each protocol period. Backed by our dedicated medical technology insurance specialists, you'll have the confidence knowing that deep expertise and experience are here for you.

Specialized Protection and Services for North American Clinical Trials
  • Nonadmitted clinical trial coverage to provide continuous coverage during the life of the protocol eliminating the annual renewal process
  • Global coverage will allow the most limits available with minimal aggregation concerns
  • Option to purchase an extended reporting period (ERP) up to a maximum of five years prior to inception of coverage, discounted by a maximum 25% reduction off the ERP factors. Otherwise, traditional ERP factors apply if purchased after policy inception.
  • Protocol extension endorsement available to allow the policy to be extended should the protocol completion date change.
  • Provides separate limits of liability therefore eliminating erosion concerns with your sold products policy.
  • 10% minimum earned premium.
  • Exceptional document issuance and turnaround time.
Coverage Includes:
  • Pure claims-made coverage
  • Products used in human clinical trials
  • Warranties or representations
  • Failure to provide directions, instructions or warnings
  • Products loaned or rented to others
  • Clear related claims language to ensure continuity of coverage
Appetite
  • Human clinical trials contractors
  • Scientific advisory boards
  • Automatic additional insured status when required by written contract or agreement
  • Broadened Who Is An Insured provision
  • Vendors for designated activities in connection with your products including medical sales consultant coverage